Risk assessment, Financial analytics, Business profile
Product Offerings
AI-Powered Financial Analyst
Conversational interface that answers queries, flags anomalies, suggests ratio insights, and drafts concise narrative summaries - accelerating analysis.
Highlights
Gain Deep, Actionable Insights Tailored to Your Needs
Proprietary AI Engine
Binocs’ proprietary AI models, trained on comprehensive financial datasets and expert knowledge, deliver industry-level insights that empower lenders to act with confidence.
Intelligent Anomaly Detection
Beyond extraction accuracy, the system applies rule-based and statistical checks to identify outliers or inconsistent entries (e.g., sudden margin swings, unusual line items), prompting targeted review to ensure reliability of analysis.
Automated Financial Spreading
Automatically map and normalize extracted financial line items into standardized spread templates (balance sheet, P&L, cash flow), eliminating manual data entry, accelerating the analysis cycle.
API-Driven Integration
Seamlessly connect to core systems (loan origination, accounting ERPs, bank feeds, credit bureau APIs) to enable continuous data refresh, automated analysis pipelines, and real-time dashboards without manual intervention.
